(858)750-6206

Our Privacy Policy

Our Commitment to Your Privacy

Hafnia Financial, Inc. (“Hafnia Financial,” “we,” “us,” or “our”) is a California-registered investment adviser. We are committed to safeguarding the confidentiality and security of personal information and to complying with applicable federal and California privacy laws, including Regulation S-P and the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CPRA”).

This Privacy Policy explains how we collect, use, disclose, and protect personal information in connection with our investment advisory services.

Information We May Collect

We may collect nonpublic personal information (“NPI”) about you from the following sources:

Information you provide on advisory agreements, questionnaires, applications, or during consultations
Information obtained in connection with providing investment advisory services
Information collected through our website, scheduling tools, or contact forms

This information may include, but is not limited to:

Name, address, telephone number, and email address
Date of birth
Social Security number or taxpayer identification number
Financial account information and balances
Sources of income, assets, liabilities, and financial objectives

How We Use Your

Information

We use personal information only as permitted by law, including to:

Provide and administer investment advisory services
Respond to inquiries and service requests
Maintain client records
Comply with legal, regulatory, and reporting requirements

Information Sharing and Disclosure

Hafnia Financial does not sell or share personal information.

We may disclose personal information only as permitted by law, including:

To custodians, compliance providers, and other service providers necessary to operate our advisory business, subject to confidentiality obligations
To regulatory or governmental authorities as required by law
To comply with court orders, subpoenas, or legal investigations

No Joint Marketing / No Affiliate Marketing

Hafnia Financial does not engage in joint marketing arrangements and does not share personal information with affiliates or non-affiliates for marketing purposes.

Insurance Services Disclosure

Investment advisory services are offered through Hafnia Financial, Inc., a California-registered investment adviser.

Fixed insurance products, including fixed annuities, are offered separately by Jan Gleisner, an individually licensed insurance agent, CA Lic. #0D77385. Insurance products are not offered through Hafnia Financial, Inc., and advisory client information is not shared for insurance sales purposes without your explicit authorization.

Safeguarding Your Information

We maintain physical, electronic, and administrative safeguards designed to protect personal information, including secure systems, restricted access controls, and confidentiality procedures consistent with federal and California law.

Retention of Information

We retain personal information for as long as necessary to provide advisory services and to comply with applicable legal and regulatory recordkeeping requirements. When information is no longer required, it is disposed of securely.

California Consumer Privacy Rights (CPRA)

California residents have the right to:

Know what personal information we collect and how it is used
Request access to, correction of, or deletion of personal information (subject to legal exceptions)
Limit the use of sensitive personal information
Opt-out of the sale or sharing of personal information (we do not sell or share)
Not be discriminated against for exercising privacy rights